The Puritan Advisor

Top 10 things to Consider when Buying Life Insurance for Seniors - Does your Agent Take Time for You?

marketing@puritanlife.com — Thu, 17 Jun 2010 22:00:00 GMT

Buying life insurance can be painful. A life insurance agent that understands senior's needs, and takes the time to educate their clients can go a long way to easing that pain.

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Top 10 things to Consider when Buying Life Insurance for Seniors - Have you Considered your Children?

marketing@puritanlife.com — Thu, 17 Jun 2010 14:19:00 GMT

There are many reasons to buy life insurance. Seniors today have younger children, and many seniors are still paying for education into their retirement. Many seniors have special needs children, or simply want to provide an inheritance for their family. When retirement planning, consider how you want to provide for your children's future.

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Top 10 things to Consider when Buying Life Insurance for Seniors - What's the Reputation of the Carrier?

marketing@puritanlife.com — Wed, 16 Jun 2010 15:00:00 GMT

When buying life insurance, it's important to review the reputation of the insurance carrier. Do they have customer service issues? Are they known for paying benefits on time and in full? Consider the reputation of a carrier prior to purchase, and you could save yourself major headaches in the future.

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Top 10 things to Consider when Buying Life Insurance for Seniors - Is your Spouse Provided for?

marketing@puritanlife.com — Wed, 16 Jun 2010 11:43:00 GMT

When planning our estate, we want to make sure that our spouses are taken care of. Life insurance can be used to cover these expenses if needed. Take the time to consider all of the costs that your spouse should be prepared for in the event of your passing.

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Top 10 things to Consider when Buying Life Insurance for Seniors - Can you Afford your Policy?

marketing@puritanlife.com — Tue, 15 Jun 2010 21:28:00 GMT

When planning for life insrunace, it's impotant to consider what you can afford for a premium. Take the time to consider your financial situation, and make sure that your choices are ones you can stick with.

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Top 10 things to Consider when Buying Life Insurance for Seniors - Do You Have Your Debt Covered?

marketing@puritanlife.com — Tue, 15 Jun 2010 11:04:00 GMT

Many Seniors have debt much later in life. Mortgages, adult kids at home, unforseen medical expenses, etc., can eat away at an estate an cause much grief for those left to deal with the mess. When planning retirement, consider life insurance as a srategy for dealing with debt if the net value of your estate isnt where you want it to be.

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Top 10 things to Consider when Buying Life Insurance for Seniors - Does Your Carrier have Firm Financial Strength?

marketing@puritanlife.com — Mon, 14 Jun 2010 21:02:00 GMT

Life Insurance is worthless unless you have the confidence that the Insurance carrier can pay the benefit when you need it. Be sure that any carrier you look at has an excellent financial rating. How can you tell?

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Top 10 things to Consider when Buying Life Insurance for Seniors - Does Your Agent Represent Multiple Carriers?

marketing@puritanlife.com — Mon, 14 Jun 2010 19:18:00 GMT

Buying life insurance can seem complicated, but with Puritan Life, we make it as easy. Life Insurance carriers rate certain risks differently. If your agent doesn't represent multiple carriers, how can you get the best deal possible?

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Top 10 things to Consider when Buying Life Insurance for Seniors - Does Your Agent Listen First, then Speak?

marketing@puritanlife.com — Fri, 11 Jun 2010 12:30:00 GMT

Does your agent do all the talking? If so... how will they ever know if the policy they are offering is specifically suited to your needs?

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Top 10 things to Consider when Buying Life Insurance for Seniors - Does your Agent have Experience with Seniors?

marketing@puritanlife.com — Fri, 11 Jun 2010 12:02:00 GMT

Buying Life Insurnace for Seniors can be a little daunting. Over the next several days, we will be providing the 10 things you should look for and consider when choosing the right life insurance for you!

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Have Lots of Assets and Little Cash? Use Life Insurance to Create Liquidity in Your Estate Plan

marketing@puritanlife.com — Mon, 31 May 2010 13:44:00 GMT

Many seniors have a sizeable estate, but the estate has little cash and liquide assets. Life Insurance can help provide the necessary cash to keep the wishes of the estate intact.

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Life Insurance as an Estate Planning Tool - Second to Die Policies

marketing@puritanlife.com — Sun, 30 May 2010 21:09:00 GMT

Second to Die Life Insurance is an innovative tool that can be used when funding your estate plan.

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Is Single Premium Life Right for you?

marketing@puritanlife.com — Sun, 30 May 2010 16:42:00 GMT

For many seniors, single premium life insurance can provide both the flexibility and the protection to be a valuable part of their retirement income plan.

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Protect Your Spouse with Joint Life Insurnace

marketing@puritanlife.com — Sat, 15 May 2010 13:15:00 GMT

You have provided for your spouse and loved ones your entire life. If you want to continue to protect them for the entirety of their life, consider joint life insurance.

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What Is Permanent Life Insurance?

marketing@puritanlife.com — Thu, 13 May 2010 22:23:00 GMT

Permanant Life Insurance is a great option for Seniors to provide protection to their loved ones, while having some flexible options if their life situation changes.

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Will Your Retirement Income Work for You?

marketing@puritanlife.com — Tue, 13 Apr 2010 13:00:00 GMT

Before you decide to retire, determine how much money you will need monthly, identify sources of guaranteed income, and reduce expenses if necessary.

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Surprising Benefits of Whole Life Insurance Policies

marketing@puritanlife.com — Wed, 07 Apr 2010 13:15:00 GMT

It’s no secret that 2009 was a difficult year for Americans, particularly those staring down retirement. Retirees are turning to their whole life insurance policies to see them through the lean years.

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Protect Yourself from Health Care Fraud

marketing@puritanlife.com — Thu, 01 Apr 2010 14:00:00 GMT

Health Care Fraud costs consumers $10 billion each year. Remember these three simple tips to avoid becoming a victim.

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Green Gardening

marketing@puritanlife.com — Thu, 25 Mar 2010 03:51:00 GMT

With the final freeze of the season behind us (hopefully!) it’s time to start thinking about spring gardens. Implement these three tips to ensure your garden is green.

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Retirement Community Living

marketing@puritanlife.com — Tue, 23 Mar 2010 13:00:00 GMT

Although a secluded retirement destination may sound tempting, consider the advantages of retirement community living.

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Saving for College Education

marketing@puritanlife.com — Fri, 19 Mar 2010 13:00:00 GMT

Millions of grandparents contribute to their grandchildren’s college education. If you are interested in saving for a family member’s education, consider three benefits of enrolling in a 529 plan:

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Elderly Obesity Related Health Concerns

marketing@puritanlife.com — Tue, 16 Mar 2010 13:00:00 GMT

America leads the world in several areas, and unfortunately, obesity is one of them. Obesity related health concerns cannot be ignored by seniors.

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Spring has Sprung!

marketing@puritanlife.com — Thu, 11 Mar 2010 13:00:00 GMT

Welcoming Spring encompasses more than just cleaning. Use these handy reminders to help you prepare for and enjoy Spring.

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Revocable vs. Irrevocable Trusts - Know the Difference!

marketing@puritanlife.com — Tue, 09 Mar 2010 12:55:00 GMT

Revocable and Irrevocable Trusts don’t just sound different; they have diverse legal and tax implications. Here are a few fundamental distinctions to keep in mind as you prepare your Trust.

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How to choose the perfect retirement haven

marketing@puritanlife.com — Thu, 04 Mar 2010 13:00:00 GMT

Tips on how to find the perfect retirement locale. Learn how to pick the perfect place for you.

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Ten Things to Know About Reverse Mortgages

marketing@puritanlife.com — Tue, 02 Mar 2010 13:00:00 GMT

10 important points to consider regarding reverse mortgages. Educate yourself before making a decision!

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How Secure is Social Security?

marketing@puritanlife.com — Thu, 11 Feb 2010 15:19:00 GMT

Will Social Security be there for you? What are the govenment's options, and how can you prepare? A recent analysis by the Social Security administration estimates that the Social Security Trust Fund will become insolvent, which in plain terms means that there won’t be enough money in the fund to pay all of the benefits to participants in the program, in 2037

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Staying Healthy in your golden years

marketing@puritanlife.com — Thu, 11 Feb 2010 14:19:00 GMT

There’s no doubt that the later years of life can present some unique physical and mental challenges. While a long, full life can take a toll on the body and mind, there are some simple things that you can do to keep fit both mentally and physically.

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Reviewing your Estate Plan is a must in 2010

marketing@puritanlife.com — Thu, 11 Feb 2010 14:02:00 GMT

The year 2010 is a critical year for anyone with an Estate Plan. The potential changes in the law and the uncertainty of the outcome make planning for the future especially difficult.

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Estate transfer considerations

marketing@puritanlife.com — Thu, 21 Jan 2010 19:49:00 GMT

Most people want to leave something behind for their loved ones. As you plan for the transfer of your estate, here are a few questions to ask yourself:

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How can I protect myself from the rising cost of healthcare?

marketing@puritanlife.com — Thu, 21 Jan 2010 19:25:00 GMT

The cost of healthcare in our country has been rising steadily over the last 40 years. Fortunately, there are solutions to protect you from some of the costs of healthcare in later life.

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As a Senior, do I still need Life Insurance?

marketing@puritanlife.com — Thu, 21 Jan 2010 19:12:00 GMT

If you’re over 65, you may be thinking to yourself that you don’t really have a need for life insurance coverage any more.

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