The Puritan Advisor*

The Ultimate Coverage with Medicare Supplement F


by Jason Elwonger on May 24, 2012

The Ultimate Coverage with Medicare Supplement F

When shopping for Medicare Supplemental insurance, you will likely learn that Medicare supplement f is the most all-inclusive supplemental insurance coverage that an individual with original Medicare can obtain. This is the Medigap plan that will give you the ultimate coverage. Plan F completely covers the 20% gap in your original Medicare coverage. With plan f there are no deductibles to meet and in addition, this plan does not require you to pay co-payments. You are simply responsible for your premium payment. This means, as long as you pay your premium, you will have NO other out-of-pocket expenses throughout the year.iStock 000011047279Small

Plan F is able to offer comprehensive benefits and eliminate out-of-pocket costs, because the premium you will pay is higher than with other plans such as Medicare plan n, or plan g.  However, plans with a lower premium will require co-pay deductible payments and may not offer identical coverage.

Keep these factors in mind when considering the best Medicare supplement insurance plan for you:

  • Your own personal needs and objectives.
  • Your budget capabilities and requirements.
  • Your desired benefits.

After assessing the factors listed above, see if the characteristics below apply to you.

Plan F is primarily suitable for someone who:

  • Needs to see a physician multiple times throughout the year.
  • Does not like dealing with co-payments or high deductibles.
  • Wants to save money on their health insurance.

Plan F is ideal for someone who attends the doctor several times a year. An individual that does anticipate doctor visit more frequently would benefit significantly by the absence in co-payments and deductibles.

Puritan takes the guesswork out of your Medicare Supplement insurance. Save time and effort, click below and get your free quote today!


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