The Puritan Advisor*

When It Comes to Medicare Supplemental Providers, Your Health Matters


by Jason Elwonger on September 1, 2011

When it comes to Medicare Supplemental Providers, Your Health Matters

            When Medicare Supplemental providers consider whether or not they should extend healthcare coverage to you, they take into account your current health status. If you are currently in an unfortunate state of health, it is safe to assume that you will continue to have health problems throughout your lifetime. Insurance companies see this as risk when determining what kind of coverage you will require. In addition, having this knowledge allows insurers to customize a plan to fit your needs.

            If you are an avid tobacco user, or you have been in the past, you could be at risk for current or future health issues. Just as stated above, this indicates risk for insurance companies when it comes to insuring you. That definitely does not mean that you will be denied coverage, however, your premium rates could be higher than normal as a result. It is best to shop around with top insurers to find the most effective and affordable plan that matches your current and possible future needs.


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